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As of 11/28/23, customers have been notified that Digital Banking does not process interest-only payments at this time. Please contact your local branch to make interest-only payments. Any payments that will impact 2023 tax reporting must be processed by close of business on Friday, 12/29/2023. Learn more HERE.


Farm Loans

Farm Loans

Farming is tough enough, let us make the farm financing easy. We understand the challenges of obtaining the credit you need to succeed in agriculture. Our loan officers specialize in financing all types of farming needs, from equipment to operating lines of credit. We are committed to helping you reach your operational goals and our flexible farm loans make that possible.

Farm Loans for Full-time Farmers

Call us, we're the experts. Most lenders don't understand the cyclical nature of your business, but we do. In fact, our loan officers have agriculture backgrounds and many even farm themselves. We know what goes into building poultry houses, expanding dairy facilities and purchasing stocker cattle. Our farm loans and interest rates provide the flexibility full-time farmers need. Farm Credit is ready to help you grow.

Farm Loans for Part-time Farmers

Dual income farmers have specific needs for their farming operations. Whether it's financing equipment or providing a line of credit for your enterprise, our flexible farm loans and terms can allow your payments to sync with your cash sales. Whether it's monthly, quarterly or semi-annually, we offer customized payment plans to suit your needs.


"Farm Credit understands the challenges that we face as farmers. We appreciate the help and support they’ve provided us in times of need."

Eli Cook, Spring Valley Farm & Orchard (Romney, WV)

"Farm Credit knows the field of agriculture, inside and out. They have been there for me countless times, and have always come through to get what we need accomplished."

Craig Bailey, Greenmount Heritage LLC (Harrisonburg, VA)

Ready to begin or upgrade your farming operation but not sure where to start? Give us a shout.